5540 McNeely Drive • Ste. 202
Raleigh, North Carolina 27612 

North Carolina Insurance Agent Negligence Claim Lawyers

Often insurance claims are denied due to the lack of coverage applied for or misinformation given to the applicant by an agent or broker. An insurance agent's negligence, or omission, can result in the denial of coverage, or even cancellation, of your insurance policy after the claim.

There are many insurance agents and brokers in the industry who are extremely capable professionals and do their best to obtain the appropriate amount and type of insurance for their customers' needs. However, because most insurance agents and brokers work on commission, sometimes corners are cut to make a sale.

Examples may include:  

  • Material misrepresentations on the insurance application
  • Failure to apply for the appropriate amount of coverage
  • Failure to send the application or other documents to the insurance underwriter
  • Failure to adequately advise you of your rights, coverages and exclusions under the policy

If the reason you have been denied any insurance claim was because of the failure of your insurance agent or broker to do his or her job properly, you should not suffer the consequences of those mistakes. You may file a claim against your agent's employer and the insurance company, or agency, for the financial amount of losses suffered that you would have received had you been covered. Also, insurance agents usually carry Errors and Omissions coverage (or E&O Coverage) for these types of mistakes, just as a doctor or lawyer would carry malpractice insurance.

At the law firm of Hemmings & Stevens, PLLC, we have handled cases involving insurance agent negligence and fraud. If you believe that your insurance agent has made a mistake, or some misrepresentation, that has caused your claim to be denied, you may call us for a free consultation and evaluation of your case at (919)277.0161.

This article regarding Insurance Agent Negligence Claims is for informational purposes only and is not legal advice. You may need to seek the advice of an Insurance Agent Negligence Claim lawyer at the law firm of Hemmings & Stevens, PLLC, that has experience in these matters, to help you, if you have an Insurance Agent Negligence case.  

Hemmings & Stevens PLLC Law Firm Hemmings & Stevens PLLC
5540 McNeely Drive
Suite 202
Raleigh, NC 27612
(919) 277-0161