If your car or truck accident happened while you were driving to or from work in North Carolina, the accident is most likely not covered under North Carolina workers’ compensation laws.

However, if the car or truck accident took place while you were driving on company business, then you can file a workers’ comp claim and a claim against the person who caused the accident. Sales reps, construction workers, delivery drivers and many other workers drive as part of their daily job duties. Whether the vehicle accident happens in a company car or truck or your own personal auto, it’s important to consult an experienced North Carolina workers’ compensation attorney soon after the accident.

Claim Against the At-Fault Driver Versus Your Workers’ Comp Claim

When the car or truck accident is the fault of another driver, some employees think that they have to choose between filing a workers’ comp claim versus a claim against the at-fault driver’s insurance company. Actually, you don’t have to choose because you can make a claim for both. This is what is called a third-party claim in workers’ comp terminology. However, be aware that it can be complicated and this is very much a situation where you will need to hire an experienced workers’ comp attorney.

How a Third-Party Claim Works

Once the workers’ comp case is resolved, the workers’ compensation insurance company will have a lien against any money you may receive from the claim for the car accident. However, this lien can be negotiated and we do this on a regular basis. Again, it can be complicated and you should consider hiring an experienced attorney who can negotiate for the best possible outcome and the most equitable split of the liability settlement.

Help With Your Work Injury Claim

At the law firm of Hemmings & Stevens, PLLC we are experienced representing employees who have been in a car or truck accident on the job. We know how to make the most of your workers’ comp claim and negotiate your auto accident claim in a way that will benefit you to the fullest extent possible. Contact us for a free consultation.

This article regarding motor vehicle accidents and workers’ compensation claims is for informational purposes only and is not legal or medical advice. You may need to seek the advice of a workers’ compensation lawyer at the law firm of Hemmings & Stevens, PLLC if you have been injured in an accident at work and need to file a workers’ compensation claim.